UNIVERSAL HEALTH CARE

(Launched in Association with UIIC Ltd)

      


Ø     
Objectives :

à  To provide Medical insurance for the BPL families, since the regular Mediclaim policy is beyond the reach of most of them.



Ø     
Eligibility :

à  Members of SHGs, Joint Liability Group (JLG), Rythu Mithra Group, Artisans, Farmers Below Poverty Line (BPL) families, who have opened  “No Frills” account under Financial Inclusion in both rural and urban areas.

à  Age: Between 5 and 65 years. 3 months kid up to 5 years children (Provided one or both parents are covered)



Ø     
Benefits :

à  On the Death of the earning Head of the family, Nominee will be paid to a maximum of Rs. 25000/-.

à  In the event of illness/ accident the following amount will become payable.

Particulars

Amount (Rs.)

Hospital expenses per illness up to a maximum

15000.00

All claims put together per person or family in a year

30000.00



Ø     
Premium :

Particulars

    Rate/day

    Rate/p.a

       Subsidy

Net Premium for BPL Families p.a.

Individual

Re. 1.00

Rs. 365

Rs. 200

Rs.165

Family (5)

Re.1.50

Rs. 548

Rs. 300

Rs.248

Family (7)

Re. 2.00

Rs. 730

Rs. 400

Rs.330



Ø     
Add on Benefits :

à  If the earning Head of the Family is hospitalised due to accident / illness / disease for which there is valid claim under section / disability compensation @ Rs. 50/ per day up to a maximum of Rs 750.

 


Last Updated November 22, 2007

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